Additional Questions

Current Health Coverage

Questions to learn more about your current health insurance. Are you receiving coverage through programs like Medicaid, Medicare, CHIP or Veterans' programs ?

Are you receiving coverage through your work or have the opportunity to receive insurance through your work.

In most cases, if your employer provides health insurance you will not be able to obtain premium tax credits to purchase insurance through the exchanges.

The exception would be if insurance offered through an employer is not affordable. What is affordable and how is it determined is explained in detail at Affordable Coverage.

If you have the opportunity to receive health insurance through your work but your spouse does not, your spouse may be able to purchase coverage through the Marketplace. You will need to complete the application to know for sure.

This section finishes with questions about whether you have lost health insurance recently. Answering this accurately is critical if you are applying outside of the normal Open Enrollment period, as it unlocks a Special Enrollment Period.