Short-term health insurance plans were intended for people who experienced a temporary gap in health coverage. Short-term plans may work for some people if they remain healthy and never suffer an accident.
Catastrophic health insurance plans come with considerable risk. You should give them a lot of thought before deciding. They have lower monthly premiums but very high deductibles.
Individual Coverage Health Reimbursement Arrangements (ICHRAs) may be tax-advantaged and flexible, but they can also lead to coverage loss and increased burden on the consumer.
