A type of dental plan offered through the Marketplace that’s not included as part of a health plan.
You may want this if the health coverage you choose doesn’t include dental, or if you want different dental coverage.
Depending upon your area, Marketplace offered dental plans may have such high deductible requirements that having this add-on insurance is not cost effective.
Be sure to review all plan documents before deciding.
♦ Choosing or not choosing a dental plan through the Marketplace will not affect premium tax credits.
Premium tax credits can only be used to purchase health insurance, not dental insurance.