Minimum Essential Coverage (MEC)

Minimum Essential Coverage (MEC)

Fri, 02/14/2020 - 15:53

Any insurance plan that meets the Affordable Care Act requirement for having health coverage.

To avoid the penalty for not having insurance you must be enrolled in a plan that qualifies as minimum essential coverage — sometimes called “qualifying health coverage.”

Examples of plans that qualify include: Marketplace plans; job-based plans; Medicare; and Medicaid & CHIP.

► Starting January 1, 2019 the Individual Mandate (requirement to have health insurance) is no longer in effect.

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