Marketplaces refers to the Health Insurance Marketplace (HealthCare.Gov) and state run exchanges.
These are online resources where people can:
• learn about their health coverage options — compare plan costs
• compare benefits and other important features — choose a plan and enroll in coverage
The Marketplace also provides information on programs that help people with low to moderate income.
This includes ways to save on the monthly premiums and out-of-pocket costs of coverage available through the Marketplace, and information about other programs, including Medicaid and the Children’s Health Insurance Program (CHIP).
♦ In some states, the Marketplace is run by the state. In others it is run by the federal government.
They provide call centers and in some areas in-person assistance.
♦ There’s a separate Marketplace — called the Small Business Health Options Program (SHOP) Marketplace — where small businesses with fewer than 50 employees can shop for and buy medical insurance for their employees.
• What is the Marketplace ?
• Where do I apply ?
• What information do I need to prepare ?