A service that helps people shop for and enroll in affordable health insurance. The federal government operates the Marketplace available at HealthCare.gov.
Most states use HealthCare.gov. A few states run their own online marketplaces.
The Health Insurance Marketplace (also known as the “Marketplace” or “exchange”) provides health plan shopping and enrollment services through websites, call centers, and in-person help.
Small businesses can use the Small Business Health Options Program (SHOP) Marketplace to provide health insurance for their employees.
When you apply for individual and family coverage through the Marketplace, you’ll provide income and household information. You’ll find out if you qualify for:
• Premium tax credits and other savings that make insurance more affordable
• Coverage through the Medicaid and Children’s Health Insurance Program (CHIP) in your state
• What is the Marketplace ?
• Who can use the Marketplace ?
• Where do I apply ?
• What information do I need to prepare ?