Healthcare services that your health insurance or plan doesn’t pay for.
It doesn’t cover cosmetic procedures for example, and it usually doesn’t cover experimental treatments.
The best thing you can do is to ask for authorization before having an expensive procedure.
If your health insurance company doesn’t pay for a specific healthcare service and you believe it should be covered , you can appeal.
• Why do I need it?
• How long will it take to get approval?
• What kind of denials can be appealed?