Dental Coverage

Benefits that help pay for the cost of visits to a dentist for basic or preventive services, like teeth cleaning, X-rays, and fillings.

A number of insurance companies offer dental insurance at the Marketplace.

♦ Purchasing dental insurance through the Marketplace will have no affect on premium tax credits. Premium tax credits can only be used to purchase health insurance.

Dental plans at the Marketplace should be compared carefully with plans that can be purchase off-exchange.

♦ Many plans being promoted on TV or in mailers are not traditional dental plans but rather plans that reimburse set amounts for a limited number of procedures.

In many cases, total premiums end up costing much more than you get back.

Reading the plan's documents carefully is a must.