A health benefit that at least partially covers vision care, like eye exams and glasses.
♦ All plans in the Health Insurance Marketplace include vision coverage for children. Only some plans include vision coverage for adults.
If adult vision coverage is important to you, check the details of any plan you’re considering. Even the best plans seldom cover testing for the actual eye glass prescription called a refraction test. This usually costs around $40.
If your plan doesn’t include adult vision coverage, you can buy a “stand-alone” vision plan to reduce your vision care expenses.
• The Marketplace doesn’t offer stand-alone vision plans. To shop for stand-alone vision plans, contact an insurance agent or broker, or search for plans online.
You can also contact your state’s Department of Insurance.