An estimate of the amount that you may have to pay on your own for health care or prescription drug costs.
The estimate is made before your health plan has processed a claim for that service.
If you are going into the hospital or surgical center you can expect a courtesy call the day before to inform you of their estimate of what you will have to pay.
Expect to be asked, "How do you want to pay?"
♦ Suggestion: Refuse to pay until you have seen the final bill and can compared it to what your insurance company says you owe.
The final cost can vary quite a lot depending upon the coding used to submit the claim. Waiting to see the final bill is the safest.